Last Updated on Oct 30th, 2023 by Renu Dahiya, Leave a Comment
Did your plane take off without you? Or, has your flight been canceled due to some reason? Stop worrying! We can help you save yourself with travel insurance from any loss that may occur due to your trip cancellation or delay. Being well prepared for your travel plans to alter at any point before takeoff is a smart way to avoid any unforeseen hassles. One sure way of doing that is buying an international travel insurance contract.
If you are wondering how far the coverage for flight cancellations reaches when it comes to travel insurance, then this blog is for you. You’ll get to know how travel insurance can (or maybe cannot) help you when it comes to trip interruptions, delays, and cancellations.
Travel insurance is a type of insurance that protects you against unforeseen or unexpected events that happen during your travel. It may cover various types of expenses such as a canceled flight or replacement flight prices, expenses due to flight delay, and emergency medical expenses.
Airlines will compensate you if your flight gets delayed and also arrange an overnight stay for you. You will also get compensation for the air ticket price if your flight gets canceled. But, the airline will not reimburse you for anything extra than this such as extra charges you may incur at the other end. That’s why it is always safe to have the support of Travel guard claims.
What will you do, if your entire vacation got interrupted not just the flights? We know anyone will get upset as everything will get interrupted a hotel stay, car rental, attraction tickers, and many more. That’s where trip interruption and trip cancellation insurance comes in. Travel guard claims are meant to help travelers from these types of unforeseen situations. Let’s take a look at what a perfect travel insurance policy offers:
You will get reimbursement for your flight ticket along with all the unforeseen expenses you may incur because of flight cancellation (due to covered reasons only).
If you have incurred any extra expenses because of an interruption in your flight departure and arrival then don’t worry, your travel insurance company will compensate for this.
Your hotel charges, extra meal charges, and transportation charges, almost everything are covered under a travel insurance policy. So, don’t get stressed the next time your flight gets delayed. Just remember to keep the original receipts and invoices.
A medical emergency can happen anytime anywhere. So, it is always good to be well prepared in advance for this. And, a comprehensive travel insurance policy covers these charges too.
Your bag can be delayed, lost, or damaged by the airline. We know this is the worst thing that can happen to any traveler while traveling. But, the relieving thing is your ravel insurance contract covers this too.
Get a full reimbursement of your canceled flight ticket price (and any other flights as part of the same booking), or a replacement flight price if your flight got canceled, or interrupted due to a covered illness or injury, airline fault, and more.
Most of international travel insurance policies will help reimburse the expenses of extra meals, accommodations, and local transportation costs you incur due to a flight delay. If you choose to stay at the airport because of flight delays or cancellations (due to covered last-minute cancellation excuses), then the airline is required to compensate you for the hotel charges and transport charges.
A delayed or canceled flight doesn’t only mean you’re late and will get a flight later. It also means that your appointments or meetings at the other end are also interrupted. If this happens, then you will get compensation for expenses you incur due to delays (terms and conditions apply). Just be sure that you keep all the receipts and invoices to get your claim approved.
You can get reimbursement for medical expenses you may incur during any emergency medical situation. While buying a travel insurance policy, you have to make sure that your policy should cover emergency medical expenses overseas, so that you can claim for expenses if your get sick while you are abroad.
A standard travel insurance policy covers the expenses of lost, delayed, or damaged baggage. But, it is a good idea to double-check that your policy is covering the expenses incurred due to lost/delayed/damaged baggage. And, also check what specific items your policy included and to what limit.
Your airline can compensate you with a full refund for your delayed or canceled flight but they won’t give any amount for any other costs you incur like hire cars, canceling hotel bookings, or other canceled events. This is where you can claim compensation for all other extra expenses from your travel insurance company.
If you are concerned about your upcoming trip and haven’t purchased your travel insurance, then make sure you check and compare the insurance policies with the help of an expert and ensure whether your policy is covering your requirement or not. Having flight cancellation and delay insurance before planning your travel is important to save yourself from unexpected problems. So, protect your travel experience with a flight delay and trip cancellation insurance.
A: Trip interruption or flight delay insurance is insurance that covers the expenses incurred due to cancellation or delay of flights under covered reasons.
A: If an airport has no specified protocols to deal with heavy snow, then snowfall up to 5-9 inches can cause major flight delays, and snowfall more than 10 inches can surely cancel the flight.
A: Always consult with an expert while buying a travel insurance policy and compare the quotes on various sites. Make sure to check your comprehensive trip insurance policy covers all the major unexpected travel expenses caused due to some reasons that are beyond your control.
A: To be entitled to compensation, the delay or cancellation of a flight must happen because of the airline’s fault rather than due to reasons beyond the airline’s control.
A: You have 3 years to claim for a delayed or canceled flight (from or to the USA), but it is always better to file a compensation claim sooner rather than later as you’ll have all the relevant information handy.
That’s everything you must know about travel insurance for flight cancellation. The next time you plan to go on a trip, always buy a perfect comprehensive travel insurance policy before taking off. It will give you surety that you’ll get compensation for all the unforeseen expenses you incurred because of flight delays and cancellations. Do you still have some queries? Contact our travel experts, at MyTicketsToIndia, or drop us a comment below and get all your travel insurance-related queries resolved at the earliest possible. We’re available 24/7.
With 13+ years of experience, MyTicketsToIndia deals in providing the best deals on cheap flights from USA to India and back. We have a team of experienced travel experts that work dedicatedly to help the customers in booking their flight tickets at the lowest prices. So, if you’re looking to book US-India flights, then do let us know. We will help you to grab the cheapest air tickets.
Renu Dahiya is a passionate writer who worships her profession. Her love for writing has encouraged her to pursue her career as a writer. Her friends call her a “travel worm” and always come to her to know some interesting traveling tips and destinations. Renu is a repository of knowledge about traveling who knows which place should be visited in which season. Oh yes, she is insanely in love with dancing too. Writer, traveler and dancer, a perfect combination! Without a doubt, she is a complete package.